Localities

National Insurance Council: Emergency care without prior approval

In a strategic move aimed at improving the efficiency of the Kingdom's healthcare system, the National Insurance Council a comprehensive regulatory mechanism governing the purchase of healthcare services from the private sector. This step establishes a precise procedural framework to regulate interactions between the Council and all accredited healthcare institutions, ensuring the rights of all parties and enhancing the quality of services provided to beneficiaries.

The context of health transformation and Vision 2030

These decisions align with the objectives of the Health Sector Transformation Program , one of the programs under the Kingdom's Vision 2030, which aims to restructure the health sector into a comprehensive, efficient, and integrated healthcare system. This mechanism is part of the regulatory reforms underway in the Kingdom to separate service providers from funding and regulatory bodies, thereby enhancing competitiveness and ensuring the sustainability of healthcare services.

Emergency care: A red line without bureaucracy

The most significant aspect of the decision is its decisive stance on emergency cases. The council affirmed that providing emergency healthcare will not, under any circumstances, require prior approval. This decision carries profound humanitarian and regulatory implications, placing the patient's life above all procedural considerations and holding healthcare providers fully accountable for medical decisions. This ensures a rapid response to critical cases and saves lives without administrative delays.

A comprehensive framework for enhancing transparency

The new mechanism aims to achieve several key objectives:

  • Standardization: Establishing a comprehensive framework that defines the relationship between the insurance center and private institutions to ensure the quality and efficiency of services.
  • Absolute transparency: Enhancing clarity in financial and administrative transactions and standardizing the mechanisms for submitting and processing claims.
  • Technical linkage: Organizing electronic communication procedures to ensure a rapid response to complaints and objections.

Scope of application and obligations

The provisions of this mechanism apply to all transactions related to the purchase of emergency and ambulance services, as well as the regulation of medical referrals through the unified system. This includes policies for referring critical cases to and from private hospitals, thus ensuring the integration of services between the public and private sectors.

Expected impact on the health sector

These 16 commitments are expected to bring about a qualitative shift in the patient experience, through:

  1. Eliminating unjustified waiting periods for approvals in emergency cases.
  2. Protecting beneficiaries from any direct financial claims or exploitation, as the agreement prohibits receiving any direct payments from patients for the covered services.
  3. Raising the level of compliance with global medical standards through continuous monitoring and key performance indicators.

Standardized agreements and protection of rights

The center mandated that healthcare institutions sign standardized agreements that precisely define service levels and include dedicated online portals for receiving and processing claims quickly. The mechanism also incorporates stringent provisions to protect beneficiaries' rights, including identity and eligibility verification, and prohibits any conflicts of interest or financial incentives for referrals, thereby enhancing the integrity and reliability of the healthcare sector.

The National Insurance Council regulates the work of private health institutions

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