Saudi First Bank's profits for 2025: Net income of 8.5 billion riyals

Saudi First Bank (SAB) announced a new financial milestone, adding to its impressive track record. The bank's financial results for the year ending December 31, 2025, revealed a net income of SAR 8.5 billion (SAR 8,452 million), representing a 5% year-on-year growth. These results underscore the bank's strong financial position and its ability to adapt to economic changes, coinciding with its preparations to enter its first centennial year.

Strong financial performance reflects customer confidence

The results for 2025 were not just fleeting figures, but reflected a successful strategy and high operational efficiency. Total operating income increased by 5% to reach SAR 14.7 billion , which is attributed to the diversification of income sources and balanced growth across various business sectors.

In a clear indication of market and depositor confidence, the bank's balance sheet witnessed a significant expansion, where:

• Customer deposits rose significantly by 21% to reach SAR 323 billion, reflecting the bank's position as a safe and reliable haven for funds.
• loan and advances portfolio grew by 15% to reach 299 billion riyals, driven by support for the corporate and individual sectors and financing of vital projects.
• Total equity 79 billion riyals, with a tangible return on equity of 14.5%.

Sustainability and the Kingdom's Vision 2030

Saudi First Bank continues its pivotal role as a strategic partner in achieving the goals of Vision 2030 , particularly in the areas of sustainability and green finance. The bank has exceeded its targets in this field, with its sustainable finance portfolio jumping to SAR 45 billion.

To reinforce this trend, the bank issued two green bonds with a total value of US$1.9 billion and launched the first green mortgage finance product in the Kingdom, which contributed to raising its credit rating in governance and environmental (ESG) practices with the MSCI index to the level of “A”.

A century of heritage and a promising future

Commenting on these results, Ms. Lubna Olayan , Chairperson of the Board of Directors of the Bank, affirmed that 2025 represents a pivotal year in the history of the Bank, which is preparing to celebrate its 100th anniversary in 2026. She noted that this outstanding performance is the fruit of a commitment to strategic discipline and a long-standing strategic partnership with the HSBC Group.

Al-Olayan added: "We are embarking on the second century of our journey from a position of strength, building on our historical legacy as the first bank in the Kingdom, and a sophisticated digital infrastructure that has enabled us to win global awards as the best digital bank and the best bank in the Kingdom.".

Digital leadership and global awards

The bank capped its efforts throughout the year by receiving a series of prestigious awards that reflect its excellence in innovation and customer service, including the "Best Bank in the Kingdom" and "Best Corporate Bank" awards. This international recognition underscores the bank's commitment to providing a leading banking experience that combines tradition with technological advancement, serving the aspirations of both the national economy and its shareholders.